New Medicare ID Cards!



CMS will be sending out new Medicare cards to all Medicare beneficiaries this April. Each Medicare beneficiary will receive a new Medicare number called a Medicare Beneficiary Identifier (MBI). There is a grace period for beneficiaries and providers to switch over to the new MBI. Starting in January of 2020 old Medicare numbers will no […]


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2015 Renewal Options: Part 1



    Folks, I’m sure most of you have received notice from your health insurance carrier on your renewal options. Your options for continuing coverage depend upon the type of plan… 1) Grandfathered Plans – Effective on or before March 23rd, 2010. These plans can be renewed until voluntary disenrollment. 2) Grandmothered Plans – Plans in effect […]


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2015 Renewal Options: Part 2



Folks, Please review the dates below that pertain to you… 1) Grandfathered Renewals – One may keep their plan indefinitely until voluntary disenrollment. The open enrollment period extends from Nov 15th- Feb 15th 2015 for those looking to switch into an ACA plan. 2) Grandmothered Renewals – Plans must be renewed before their effective date […]


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Health Ins Reporting Requirements for Employers



“Draft Instructions for IRS Reporting on Individual and Employer Mandates On August 28, 2014, the Internal Revenue Service (IRS) released draft instructions for the reporting forms that will be used to report on individual and employer mandates. These instructions accompany the draft forms released July 24. The instructions and forms will be used by applicable […]


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New Individual/Family Vision Plan



The VSP® EasyOptions plan is now available. It includes… WellVision Exam: fully covered after a $15 copay Prescription glasses: fully covered after a $25 copay Plus, with the VSP EasyOptions Plan, members can choose from one of the following custom benefit options at their doctor’s appointment: $150 frame allowance plus fully covered no-line bifocals (progressive […]


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New Forms for Employers to Report Health Care



“Draft IRS Information Reporting Forms Available for Employers and Insurers On July 24, 2014, the Internal Revenue Service (IRS) released initial drafts of forms to be used in reporting health insurance coverage offered by applicable employers, and minimum essential coverage by insurers and employers of self-insured plans. The IRS has posted the draft forms at […]


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New Reporting for Group Health Plans



Minimum Essential Coverage Reporting Requirements “Minimum Essential Coverage (MEC) reporting is required to help the Internal Revenue Service (IRS) administer compliance with the individual mandate. All insurers and self-funded group plan sponsors are required to start reporting on the individuals covered under their insured health plans, starting with coverage in 2015. While these reporting requirements […]


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